Our Process

 

Credit Evaluation
We begin our process by conducting an in depth analysis of your current credit situation. We do this to determine what factors are negatively affecting your credit score and determine the best strategy to be used to ensure the best possible results.

2nd Round - 30 Days
Request for proof of accuracy and procedure used by the credit bureaus are submitted to the bureaus. If no response, disputed items must be removed. Follow up with collection agencies if they fail to comply with initial request. Request for original creditor to change the way accounts with questionable late payment listings are reported. Again within 2-3 weeks you should be receiving responses. You will be reminded to submit those responses for review by our office. A second status report will be sent to you.

3rd Round - 30 Days
Request for proof of accuracy and procedure used by the credit bureaus are submitted to the bureaus. If no response, report to Federal Trade Commission (FTC).

Close-out
After completion of the 3rd Round of the process it's time to close out your case. An overview of your case will be done and you will be updated with the final results.

You refer us to your friends and family!
 
The entire process takes between 90-180 days however, on average our clients usually begin to see an increase in their credit score of 20 - 50 points within 45 - 60 days.